Systemic-Risk

Swiss Government Forces Emergency UBS Acquisition of Credit Suisse After Regulatory Failure, Ending 167 Years of Swiss Banking History

| Importance: 9/10

In an emergency Sunday night intervention to prevent global financial contagion, the Swiss Federal Council exercises emergency powers to force UBS’s acquisition of Credit Suisse without shareholder approval, marking the collapse of one of 30 ‘globally systemically important banks’ …

Credit Suisse UBS FINMA Swiss Federal Council Swiss National Bank +3 more banking-collapse regulatory-capture too-big-to-fail systemic-risk finma +2 more
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Silicon Valley Bank Collapses in $212 Billion Bank Run, Third-Largest U.S. Bank Failure Caused by Regulatory Rollback

| Importance: 9/10

California regulators close Silicon Valley Bank and appoint the FDIC as receiver after a catastrophic bank run, marking the third-largest bank failure in U.S. history and the largest since the 2008 financial crisis. SVB, the 16th largest U.S. bank with $212 billion in assets, collapses due to …

Silicon Valley Bank Greg Becker FDIC Federal Reserve California DFPI +2 more banking-collapse regulatory-capture deregulation dodd-frank systemic-risk +3 more
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Voyager Digital Files Bankruptcy After Three Arrows Capital Collapse, Exposing Crypto Lending Contagion and Regulatory Failure

| Importance: 8/10

Voyager Digital Holdings and affiliates file Chapter 11 bankruptcy in the Southern District of New York after the collapse of crypto hedge fund Three Arrows Capital (3AC), which triggered a domino effect through the interconnected and unregulated crypto lending market. Voyager, like Celsius, …

Voyager Digital Three Arrows Capital Securities and Exchange Commission (SEC) BlockFi Celsius Network +2 more crypto-fraud regulatory-void bankruptcy systemic-risk shadow-banking +3 more
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Three Arrows Capital Ordered Into Liquidation After $3 Billion Hedge Fund Collapse Triggers Crypto Contagion

| Importance: 9/10

A court in the British Virgin Islands ordered the liquidation of Three Arrows Capital (3AC), a Singapore-based cryptocurrency hedge fund that managed $10 billion in assets just months earlier, after the firm lost over $3 billion and defaulted on hundreds of millions in loans to crypto lenders. …

Three Arrows Capital Kyle Davies Su Zhu Monetary Authority of Singapore Dubai Financial Services Authority +4 more crypto regulatory-capture fraud hedge-fund-collapse systemic-risk +3 more
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Terraform Labs Halts Terra Blockchain After Complete Collapse of UST and LUNA Destroys $40 Billion

| Importance: 10/10

Terraform Labs, led by Do Kwon, temporarily halted the Terra blockchain on May 13, 2022, after a catastrophic four-day collapse that wiped out nearly $45 billion in market capitalization and devastated hundreds of thousands of retail investors globally. LUNA, which traded at $119 in April and $87 on …

Do Kwon Terraform Labs Securities and Exchange Commission (SEC) CFTC Paul Engelmayer +2 more crypto regulatory-capture fraud stablecoin systemic-risk +4 more
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Terra's UST Algorithmic Stablecoin Loses Dollar Peg, Triggering $40 Billion Death Spiral and Crypto Market Crash

| Importance: 10/10

TerraUSD (UST), the fourth-largest stablecoin with $18 billion market capitalization, began losing its dollar peg on May 7-9, 2022, triggering a catastrophic “death spiral” that would destroy $40 billion in value within days and crash the broader crypto market. The algorithmic …

Do Kwon Terraform Labs Securities and Exchange Commission (SEC) CFTC Janet Yellen +3 more crypto regulatory-capture fraud stablecoin systemic-risk +3 more
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Tether Fined $41 Million by CFTC for Lying About Dollar Reserves Backing Stablecoin

| Importance: 9/10

The Commodity Futures Trading Commission ordered Tether Holdings Limited to pay a $41 million civil penalty for making untrue and misleading statements about the reserves backing its USDT stablecoin, the world’s largest stablecoin with over $69 billion in circulation. The CFTC found that from …

Tether Holdings Limited CFTC Dawn Stump Bitfinex Securities and Exchange Commission (SEC) crypto regulatory-capture fraud stablecoin systemic-risk +3 more
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Trump Signs Dodd-Frank Rollback Raising 'Systemically Important' Bank Threshold from $50B to $250B After Industry Lobbying Blitz

| Importance: 9/10

President Trump signs the Economic Growth, Regulatory Relief, and Consumer Protection Act (S.2155), dramatically weakening post-2008 financial regulations by raising the asset threshold for ‘systemically important financial institution’ (SIFI) designation from $50 billion to $250 …

Donald Trump Greg Becker Silicon Valley Bank Mike Crapo Mark Warner +3 more deregulation banking dodd-frank regulatory-capture lobbying +2 more
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Housing Bubble Peaks as Predatory Subprime Lending Reaches Maximum, Setting Stage for Collapse

| Importance: 9/10

The U.S. housing bubble reaches its peak in mid-2006, with national home prices having risen 124 percent since 1997. Subprime mortgage originations hit $600 billion, representing 23 percent of all mortgage originations, up from 8 percent in 2003. The bubble’s apex represents the culmination of …

Countrywide Financial New Century Financial Washington Mutual Ameriquest Federal Reserve +1 more housing-bubble predatory-lending subprime-mortgages systemic-risk housing
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Federal Reserve Orchestrates $3.6 Billion Bailout of Long-Term Capital Management to Prevent Systemic Collapse

| Importance: 10/10

On September 23, 1998, Federal Reserve Bank of New York President William McDonough orchestrated a $3.6 billion bailout of hedge fund Long-Term Capital Management (LTCM) by convincing 14 major banks and brokerage firms to inject capital in exchange for 90% ownership of the failing fund. Founded by …

William McDonough Alan Greenspan John Meriwether Long-Term Capital Management Federal Reserve Bank of New York financial-crime regulatory-capture federal reserve bailout systemic-risk +3 more
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Russia Defaults on Debt and Abandons Ruble Defense: Largest Sovereign Default in History Caps Decade of Economic Devastation

| Importance: 10/10

The Russian government under Premier Sergei Kiriyenko announced a sovereign debt default, devaluation of the ruble, and a 90-day moratorium on commercial external debt payments, marking the climax of Russia’s most serious economic crisis since the 1991 Soviet collapse. Three days after …

Boris Yeltsin Sergei Kiriyenko International Monetary Fund Central Bank of Russia Russian Government russia financial-crisis sovereign-default shock-therapy imf +4 more
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Brooksley Born's Derivatives Regulation Warning Systematically Suppressed

| Importance: 10/10

CFTC Chair Brooksley Born issued a concept release seeking public comment on regulating the $29 trillion over-the-counter derivatives market, warning of systemic risks from unregulated trading. Within hours, Treasury Secretary Robert Rubin, Federal Reserve Chairman Alan Greenspan, and SEC Chairman …

Brooksley Born Robert Rubin Lawrence Summers Alan Greenspan Arthur Levitt derivatives cftc regulatory-capture financial-crisis systemic-risk +2 more
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