Financial-Deregulation

Consumer Financial Protection Bureau Warns of Job Cuts After Congress Halves Funding Cap

| Importance: 8/10

The Consumer Financial Protection Bureau notified employees of potential job cuts after Congress halved its funding cap, following Trump’s earlier purge of Director Rohit Chopra. The CFPB, established after the 2008 financial crisis to protect consumers from predatory lending, credit card …

Consumer Financial Protection Bureau Congress Donald Trump Rohit Chopra regulatory-capture consumer-protection-dismantling institutional-sabotage financial-deregulation
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Justice Department Disbands National Cryptocurrency Enforcement Team

| Importance: 8/10

The Trump Administration’s Justice Department, led by Deputy Attorney General Todd Blanche, disbanded the National Cryptocurrency Enforcement Team (NCET), effectively ending federal prosecutorial oversight of complex crypto-related financial crimes. The move represents a significant …

Donald Trump Todd Blanche Trump Administration crypto regulatory-capture justice-weaponization trump-administration financial-deregulation
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Gramm-Leach-Bliley Act Retroactively Legalizes Citigroup Merger, Repeals Glass-Steagall

| Importance: 9/10

President Clinton signs the Financial Services Modernization Act (Gramm-Leach-Bliley Act), officially repealing key provisions of the Glass-Steagall Act of 1933 that separated commercial and investment banking. The law retroactively legalizes the 1998 Citicorp-Travelers merger that created …

President Bill Clinton Phil Gramm Jim Leach Thomas Bliley Jr Citigroup +2 more gramm-leach-bliley glass-steagall-repeal financial-deregulation citigroup regulatory-capture +1 more
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Clinton Signs Gramm-Leach-Bliley Act Formally Repealing Glass-Steagall

| Importance: 10/10

President Bill Clinton signs the Financial Services Modernization Act (Gramm-Leach-Bliley Act), formally repealing key provisions of the Glass-Steagall Act after two decades of systematic erosion. The legislation, sponsored by Senator Phil Gramm, Representative Jim Leach, and Representative Thomas …

Bill Clinton Phil Gramm Jim Leach Thomas Bliley Congress gramm-leach-bliley-act glass-steagall-repeal financial-deregulation clinton-administration bipartisan-support
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Robert Rubin Joins Citigroup for $126 Million After Engineering Glass-Steagall Repeal

| Importance: 9/10

Robert Rubin joins Citigroup just four months after leaving his position as Treasury Secretary, shortly after the November 1999 passage of the Gramm-Leach-Bliley Act that repealed Glass-Steagall. Rubin’s move to Citigroup - the principal beneficiary of Glass-Steagall repeal - represents one of …

Robert Rubin Citigroup Sandy Weill Goldman Sachs Treasury Department revolving-door citigroup glass-steagall corruption regulatory-capture +2 more
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Federal Reserve Grants Citigroup Temporary Waiver for Glass-Steagall Violation

| Importance: 8/10

In September 1998, the Federal Reserve Board granted Citicorp a temporary waiver allowing its merger with Travelers Group, effectively circumventing the Glass-Steagall Act and Bank Holding Company Act. This strategic regulatory maneuver created Citigroup, the first ‘universal bank’ since …

Federal Reserve Alan Greenspan Citicorp Travelers Group Sandy Weill +4 more federal-reserve citigroup glass-steagall-violation regulatory-waiver systemic-corruption +3 more
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Financial Industry Spends $300 Million on Deregulation Lobbying and Campaign Contributions

| Importance: 8/10

In 1997 and 1998, the banking, insurance, and securities industries spend over $300 million to advance financial deregulation, including $58 million in direct campaign contributions to Democratic and Republican candidates, $87 million in soft money contributions to both parties, and $163 million on …

Banking Industry Insurance Industry Securities Industry Democratic Party Republican Party +1 more campaign-finance lobbying financial-deregulation glass-steagall corruption +2 more
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Robert Rubin Appointed Treasury Secretary After 26 Years at Goldman Sachs

| Importance: 8/10

Robert E. Rubin was sworn in as the 70th Secretary of the Treasury, bringing Wall Street directly into the highest levels of economic policymaking. Rubin had spent 26 years at Goldman Sachs, rising to co-chairman from 1990-1992, before joining the Clinton administration as director of the National …

Robert Rubin Bill Clinton Goldman Sachs revolving-door goldman-sachs treasury financial-deregulation regulatory-capture
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Federal Reserve Approves Section 20 Subsidiaries for JP Morgan, Citicorp, and Bankers Trust

| Importance: 9/10

The Federal Reserve Board approved a pivotal regulatory decision allowing JP Morgan & Co., Citicorp, and Bankers Trust to establish Section 20 subsidiaries, marking a significant first breach in the Glass-Steagall Act’s separation of commercial and investment banking. The approval …

Federal Reserve Board JP Morgan & Co. Citicorp Bankers Trust Paul Volcker +1 more section-20-subsidiaries glass-steagall-erosion federal-reserve securities-underwriting regulatory-approval +1 more
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