Consumer-Protection

FTC Launches Investigation into AI Companion Chatbots' Impact on Children

| Importance: 8/10

On September 11, 2025, the Federal Trade Commission issued Section 6(b) orders to seven major tech companies—Alphabet (Google), Character.AI, Meta (Instagram/Facebook), OpenAI, Snap, and Elon Musk’s xAI—demanding detailed information about AI-powered ‘companion’ chatbots designed …

Federal Trade Commission Alphabet Character.AI Meta OpenAI +3 more ftc ai-chatbots children-safety ai-regulation meta +4 more
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Trump Revokes Executive Order on Competition

| Importance: 8/10

President Trump signs executive order revoking previous competition and antitrust enforcement policies, clearing path for increased corporate consolidation and monopolistic practices without federal oversight.

Donald Trump Department of Justice Antitrust Division Federal Trade Commission monopoly-power antitrust economic-policy reward-allies corporate-consolidation +3 more
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Consumer watchdog payouts in limbo as agency is defanged by Trump administration

| Importance: 8/10

The Trump administration effectively paralyzed the Consumer Financial Protection Bureau (CFPB) in March 2025, freezing hundreds of millions in consumer protection payouts and halting dozens of ongoing corporate investigations. Under Acting Director Russell Vought, the agency’s headquarters was …

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Musk's DOGE leads systematic CFPB shutdown, raising regulatory conflict concerns

| Importance: 9/10

The Trump administration, led by Elon Musk’s Department of Government Efficiency (DOGE), began a comprehensive dismantling of the Consumer Financial Protection Bureau (CFPB). Key actions included firing most of its 1,700 employees, closing its Washington headquarters, and effectively …

Donald Trump Elon Musk Linda Yaccarino Russell Vought Elizabeth Warren +4 more regulatory-capture tech-monopoly consumer-protection x-platform financial-services +1 more
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CFPB ordered to close offices and cease all work

| Importance: 7/10

Russell Vought, acting CFPB director and Project 2025 author, orders CFPB offices to close and notifies staff they ‘cannot perform any work tasks,’ effectively shutting down agency that oversees consumer financial protections.

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Trump Administration Halts CFPB Operations, Freezing Consumer Protection Investigations

| Importance: 8/10

Russell Vought, as part of the Trump administration, ordered a complete work stoppage at the Consumer Financial Protection Bureau (CFPB), effectively suspending all ongoing investigations, rule-making, and consumer protection activities. The order closed CFPB headquarters and directed employees to …

Donald Trump Russell Vought Elizabeth Warren regulatory-capture justice-weaponization financial-regulation consumer-protection
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CFPB offices ordered closed, staff told cannot perform work tasks

| Importance: 6/10

Russell Vought (OMB Director/Acting CFPB Director) ordered CFPB headquarters shuttered Feb 9-10, told 1,700 staff to stay home and “cannot perform any work tasks.” Ordered stop to proposed rules, investigations. Plans 95% workforce reduction (1,700 to 200). August appeals court lifted …

Russell Vought CFPB Rohit Chopra (fired director) consumer-protection agency-shutdown project-2025 financial-regulation
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CFPB Headquarters Shuttered as Staff Ordered to Stop All Work

| Importance: 9/10

Consumer Financial Protection Bureau employees were ordered to “stand down from performing any work task” as headquarters was shuttered through February 14. Acting Director Russell Vought and chief legal officer Mark Paoletta halted all CFPB operations unless specifically cleared, …

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AI Regulatory Bodies Begin Scrutiny of xAI's Grok

| Importance: 8/10

While no specific FTC investigation was definitively confirmed in 2024, xAI’s Grok AI faced increasing regulatory attention from multiple agencies. The AI chatbot encountered potential regulatory challenges related to content generation practices, data privacy, and AI safety, particularly in …

Elon Musk xAI FTC Irish Data Protection Commission AI Regulatory Bodies ai-regulation tech-oversight consumer-protection data-privacy regulatory-capture
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Judge Finalizes Trump University Settlement After Appeal Resolved, Victims Receive Payments

| Importance: 8/10

U.S. District Judge Gonzalo Curiel issued a final order on April 10, 2018 concluding the Trump University litigation and authorizing distribution of the $25 million settlement to approximately 3,730 victims who would receive at least 90 percent of their money back. The finalization came more than a …

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Judge Curiel Approves $25 Million Trump University Settlement, Victims to Receive 90% Refunds

| Importance: 8/10

U.S. District Judge Gonzalo Curiel approved the $25 million Trump University settlement on March 31, 2017, clearing the way for approximately 3,730 victims to receive refunds of at least 90 percent of the money they spent on Trump University courses. The approval came four months after Trump agreed …

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Trump Settles Trump University Fraud Cases for $25 Million, 10 Days After Election Victory

| Importance: 9/10

Donald Trump agreed on November 18, 2016 to pay $25 million to settle all three Trump University fraud lawsuits—two class actions and the New York Attorney General civil suit—just 10 days after winning the presidential election and less than two weeks before the San Diego class action was scheduled …

Donald Trump Gonzalo Curiel Eric Schneiderman Trump University Fraud Settlement Consumer Protection Accountability
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Trump University Victims Testify to Losing Retirement Savings, Disability Income to Fraudulent Scheme

| Importance: 8/10

Court documents and victim testimony released in June 2016 revealed the devastating human cost of Trump University’s fraudulent scheme, with students testifying they lost retirement savings, disability income, and home equity after being pressured into purchasing courses costing up to $35,000. …

Donald Trump Ronald Schnackenberg George Hanus Trump University Fraud Consumer Protection Victim Testimony Elder Abuse
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Judge Unseals Trump University Documents Revealing Predatory Sales Playbook Targeting Vulnerable Consumers

| Importance: 9/10

U.S. District Judge Gonzalo Curiel ordered the unsealing of over 400 pages of Trump University documents on May 31, 2016, revealing internal sales “playbooks” that detailed aggressive, predatory tactics designed to extract maximum money from vulnerable consumers. The documents exposed …

Gonzalo Curiel Donald Trump Ronald Schnackenberg Trump University Fraud Consumer Protection Court Documents Sales Tactics +1 more
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New York Attorney General Sues Trump University for $40 Million, Calls It "Straight Up Fraud"

| Importance: 9/10

New York Attorney General Eric Schneiderman filed a $40 million civil lawsuit against Donald Trump, The Trump Entrepreneur Initiative (formerly Trump University LLC), and Michael Sexton on August 24, 2013, alleging “persistent fraudulent, illegal and deceptive conduct.” Schneiderman …

Eric Schneiderman Donald Trump Michael Sexton Trump University Fraud Consumer Protection New York Attorney General Eric Schneiderman +1 more
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Better Business Bureau Drops Trump University Rating to D- After Flood of Consumer Complaints

| Importance: 8/10

The Better Business Bureau issued Trump University a D- rating in 2010, the lowest rating the enterprise received during its active operations. The rating resulted from multiple consumer complaints the BBB received documenting deceptive practices, high-pressure sales tactics, and unfulfilled …

Donald Trump Michael Sexton Trump University Fraud Consumer Protection Better Business Bureau Education Fraud
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Trump Launches "Trump University" Real Estate Seminars Without Academic License or Accreditation

| Importance: 8/10

Donald Trump formally launched “Trump University” on May 23, 2005, a real estate training program that operated without proper academic licensing or accreditation. The enterprise, incorporated in 2004 with Trump owning 93% of the company, conducted three- and five-day seminars marketed …

Donald Trump Michael Sexton Trump University Fraud Consumer Protection Education Fraud Business Ethics
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OCC Federal Preemption Blocks State Anti-Predatory Lending Protections

| Importance: 8/10

The Office of the Comptroller of the Currency (OCC) under John Hawke Jr. issues sweeping federal preemption rules that override state consumer protection laws targeting predatory lending practices. This regulatory capture systematically dismantles state-level safeguards that attorneys general like …

OCC John Hawke Jr Julie Williams Eliot Spitzer National City Bank +2 more occ-preemption state-law-override predatory-lending regulatory-race-to-bottom consumer-protection +1 more
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