Consumer Protection

House Judiciary Democrats Release Report Exposing Trump Family's $800 Million Cryptocurrency Empire Built on Foreign Influence and Self-Dealing

| Importance: 10/10

Rep. Jamie Raskin, Ranking Member of the House Judiciary Committee, released a comprehensive staff report revealing that President Donald Trump and his family earned more than $800 million from cryptocurrency ventures in the first half of 2025 alone, with total crypto holdings valued at up to $11.6 …

Jamie Raskin Donald Trump Trump Organization Trump Family Paul Atkins +21 more cryptocurrency corruption self-dealing foreign-influence emoluments +13 more
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Trump Revokes Executive Order on Competition

| Importance: 8/10

President Trump signs executive order revoking previous competition and antitrust enforcement policies, clearing path for increased corporate consolidation and monopolistic practices without federal oversight.

Donald Trump Department of Justice Antitrust Division Federal Trade Commission monopoly-power antitrust economic-policy reward-allies corporate-consolidation +3 more
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Musk's DOGE leads systematic CFPB shutdown, raising regulatory conflict concerns

| Importance: 9/10

The Trump administration, led by Elon Musk’s Department of Government Efficiency (DOGE), began a comprehensive dismantling of the Consumer Financial Protection Bureau (CFPB). Key actions included firing most of its 1,700 employees, closing its Washington headquarters, and effectively …

Donald Trump Elon Musk Linda Yaccarino Russell Vought Elizabeth Warren +4 more regulatory-capture tech-monopoly consumer-protection x-platform financial-services +1 more
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CFPB Headquarters Shuttered as Staff Ordered to Stop All Work

| Importance: 9/10

Consumer Financial Protection Bureau employees were ordered to “stand down from performing any work task” as headquarters was shuttered through February 14. Acting Director Russell Vought and chief legal officer Mark Paoletta halted all CFPB operations unless specifically cleared, …

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AI Regulatory Bodies Begin Scrutiny of xAI's Grok

| Importance: 8/10

While no specific FTC investigation was definitively confirmed in 2024, xAI’s Grok AI faced increasing regulatory attention from multiple agencies. The AI chatbot encountered potential regulatory challenges related to content generation practices, data privacy, and AI safety, particularly in …

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JetBlue-Spirit Merger Blocked by Court, Rare Victory for Biden Antitrust Enforcers

| Importance: 8/10

U.S. District Judge William Young blocked JetBlue Airways’ $3.8 billion acquisition of low-cost rival Spirit Airlines on January 16, 2024, handing the Biden administration a significant victory in preserving airline competition. Judge Young ruled that the merger would harm competition and …

Department of Justice JetBlue Airways Spirit Airlines Judge William Young antitrust doj airline-industry merger-enforcement biden-administration +1 more
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Trump Administration Expands 'Junk Insurance' Short-Term Plans to Undermine ACA

| Importance: 7/10

The Trump administration finalized regulations expanding short-term, limited-duration health insurance plans from a maximum 3-month term (set by Obama in 2016) to 364 days with renewability up to 3 years total. These plans—derided by critics as ‘junk insurance’ and ’the Trump …

Trump Administration Department of Health and Human Services Department of Labor Department of Treasury America's Health Insurance Plans +2 more healthcare aca-sabotage trump-administration insurance-regulation junk-insurance +2 more
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Judge Finalizes Trump University Settlement After Appeal Resolved, Victims Receive Payments

| Importance: 8/10

U.S. District Judge Gonzalo Curiel issued a final order on April 10, 2018 concluding the Trump University litigation and authorizing distribution of the $25 million settlement to approximately 3,730 victims who would receive at least 90 percent of their money back. The finalization came more than a …

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Trump's CFPB Director Mick Mulvaney Shuts Down Equifax Investigation, Exposing Regulatory Capture

| Importance: 9/10

Trump-appointed Acting CFPB Director Mick Mulvaney effectively shuts down the Consumer Financial Protection Bureau’s investigation into the Equifax data breach that exposed 147 million Americans to identity theft. After former Director Richard Cordray authorized a full-scale investigation in …

Mick Mulvaney Consumer Financial Protection Bureau (CFPB) Equifax Donald Trump Richard Cordray corruption regulatory-capture cfpb trump-administration corporate-impunity +2 more
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Betsy DeVos Blocks Debt Relief for 200,000 Defrauded For-Profit College Students Despite Career Staff Recommendations

| Importance: 9/10

Education Secretary Betsy DeVos systematically blocked debt relief for over 200,000 students defrauded by for-profit colleges, overruling internal Education Department career staff who had recommended full loan forgiveness. Internal memos from the department’s Borrower Defense Unit dated …

Betsy DeVos U.S. Department of Education Corinthian Colleges ITT Technical Institute regulatory-capture predatory-lending education student-debt consumer-protection +1 more
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Trump Installs Mick Mulvaney as CFPB Acting Director, Beginning Systematic Gutting of Consumer Protection Agency

| Importance: 9/10

President Trump installed Mick Mulvaney, his Office of Management and Budget director, as acting director of the Consumer Financial Protection Bureau in a contested appointment that triggered a legal battle. As a congressman, Mulvaney had been a top recipient of payday lending campaign cash and once …

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Equifax Data Breach Exposes 147 Million Americans Due to Unpatched Apache Struts Vulnerability

| Importance: 10/10

Hackers begin systematically exfiltrating personal data of 147.9 million Americans from Equifax systems through an unpatched Apache Struts vulnerability (CVE-2017-5638). The breach, which Equifax would not disclose until September 7, 2017, represents one of the largest cybercrimes related to …

Equifax Richard Smith Apache Software Foundation Consumer Financial Protection Bureau (CFPB) corruption regulatory-capture tech cybersecurity data-breach +2 more
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Judge Curiel Approves $25 Million Trump University Settlement, Victims to Receive 90% Refunds

| Importance: 8/10

U.S. District Judge Gonzalo Curiel approved the $25 million Trump University settlement on March 31, 2017, clearing the way for approximately 3,730 victims to receive refunds of at least 90 percent of the money they spent on Trump University courses. The approval came four months after Trump agreed …

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Trump Settles Trump University Fraud Cases for $25 Million, 10 Days After Election Victory

| Importance: 9/10

Donald Trump agreed on November 18, 2016 to pay $25 million to settle all three Trump University fraud lawsuits—two class actions and the New York Attorney General civil suit—just 10 days after winning the presidential election and less than two weeks before the San Diego class action was scheduled …

Donald Trump Gonzalo Curiel Eric Schneiderman trump university fraud settlement consumer protection accountability
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Walgreens Terminates Theranos Partnership After 31,000 Customers Receive Voided Test Results

| Importance: 8/10

Walgreens formally terminates its partnership with Theranos after discovering that 31,000 Walgreens customers had received voided test results from the blood-testing company’s faulty devices. The termination follows months of deteriorating relations after the October 2015 Wall Street Journal …

Walgreens Theranos Elizabeth Holmes FDA CMS corruption fraud regulatory-capture tech healthcare +3 more
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Trump University Victims Testify to Losing Retirement Savings, Disability Income to Fraudulent Scheme

| Importance: 8/10

Court documents and victim testimony released in June 2016 revealed the devastating human cost of Trump University’s fraudulent scheme, with students testifying they lost retirement savings, disability income, and home equity after being pressured into purchasing courses costing up to $35,000. …

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Judge Unseals Trump University Documents Revealing Predatory Sales Playbook Targeting Vulnerable Consumers

| Importance: 9/10

U.S. District Judge Gonzalo Curiel ordered the unsealing of over 400 pages of Trump University documents on May 31, 2016, revealing internal sales “playbooks” that detailed aggressive, predatory tactics designed to extract maximum money from vulnerable consumers. The documents exposed …

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New York Attorney General Sues Trump University for $40 Million, Calls It "Straight Up Fraud"

| Importance: 9/10

New York Attorney General Eric Schneiderman filed a $40 million civil lawsuit against Donald Trump, The Trump Entrepreneur Initiative (formerly Trump University LLC), and Michael Sexton on August 24, 2013, alleging “persistent fraudulent, illegal and deceptive conduct.” Schneiderman …

Eric Schneiderman Donald Trump Michael Sexton trump university fraud consumer protection new york attorney general eric schneiderman +1 more
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Dodd-Frank Act Creates Consumer Financial Protection Bureau to Regulate Predatory Lending

| Importance: 9/10

President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, establishing the Consumer Financial Protection Bureau (CFPB) to regulate consumer financial products and protect Americans from predatory lending practices. The CFPB was the brainchild of Harvard Law …

Barack Obama Elizabeth Warren Richard Cordray Consumer Financial Protection Bureau (CFPB) consumer-protection regulatory-capture predatory-lending financial-reform elizabeth warren +1 more
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Better Business Bureau Drops Trump University Rating to D- After Flood of Consumer Complaints

| Importance: 8/10

The Better Business Bureau issued Trump University a D- rating in 2010, the lowest rating the enterprise received during its active operations. The rating resulted from multiple consumer complaints the BBB received documenting deceptive practices, high-pressure sales tactics, and unfulfilled …

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Ares Management Acquires Aspen Dental: Private Equity Dental Roll-Up Strategy Launches Industry Consolidation

| Importance: 9/10

Private equity firm Ares Management acquired Aspen Dental in 2006, launching an aggressive roll-up strategy that would help consolidate the fragmented dental industry and establish the template for private equity’s systematic monopolization of healthcare sectors including dental, veterinary, …

Aspen Dental Ares Management Leonard Green & Partners American Securities antitrust consolidation private-equity dental healthcare +4 more
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Trump Launches "Trump University" Real Estate Seminars Without Academic License or Accreditation

| Importance: 8/10

Donald Trump formally launched “Trump University” on May 23, 2005, a real estate training program that operated without proper academic licensing or accreditation. The enterprise, incorporated in 2004 with Trump owning 93% of the company, conducted three- and five-day seminars marketed …

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OCC Federal Preemption Blocks State Anti-Predatory Lending Protections

| Importance: 8/10

The Office of the Comptroller of the Currency (OCC) under John Hawke Jr. issues sweeping federal preemption rules that override state consumer protection laws targeting predatory lending practices. This regulatory capture systematically dismantles state-level safeguards that attorneys general like …

OCC John Hawke Jr Julie Williams Eliot Spitzer National City Bank +2 more occ-preemption state-law-override predatory-lending regulatory-race-to-bottom consumer-protection +1 more
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Equal Credit Opportunity Act and RESPA Pass After Industry Lobbying Weakens Enforcement

| Importance: 7/10

Congress passes two major housing consumer protection laws in 1974: the Equal Credit Opportunity Act (ECOA) prohibiting discrimination in lending based on sex and marital status (race added in 1976), and the Real Estate Settlement Procedures Act (RESPA) requiring disclosure of closing costs. …

U.S. Congress President Gerald Ford American Bankers Association Mortgage Bankers Association Federal Reserve fair-lending consumer-protection housing-policy industry-lobbying housing
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National Traffic and Motor Vehicle Safety Act Passes After GM Harassment of Ralph Nader Backfires

| Importance: 8/10

On September 9, 1966, President Lyndon B. Johnson signed the National Traffic and Motor Vehicle Safety Act, establishing the first federal safety standards for automobiles and creating what would become the National Highway Traffic Safety Administration. The legislation passed unanimously after …

President Lyndon B. Johnson Ralph Nader General Motors James Roche Senator Abraham Ribicoff consumer-protection corporate-lobbying regulatory-reform automotive-industry whistleblower
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Ralph Nader Publishes Unsafe at Any Speed Exposing Auto Industry's Deadly Design Choices

| Importance: 8/10

On November 30, 1965, attorney Ralph Nader published “Unsafe at Any Speed: The Designed-In Dangers of the American Automobile,” a meticulously researched indictment of the auto industry’s prioritization of styling and profits over passenger safety. The book documented how …

Ralph Nader General Motors Ford Motor Company Chrysler Corporation American Automobile Manufacturers Association consumer-protection corporate-disinformation automotive-industry regulatory-capture
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Roosevelt Signs Pure Food and Drug Act and Meat Inspection Act

| Importance: 8/10

President Theodore Roosevelt signed the Pure Food and Drug Act and Meat Inspection Act on June 30, 1906, marking a major achievement in federal regulation of the food industry. The legislation arose from public education and exposés by muckraking journalists like Upton Sinclair and Samuel Hopkins …

Theodore Roosevelt Harvey Washington Wiley Upton Sinclair U.S. Congress regulatory-enforcement public-health consumer-protection progressive-era food-safety
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