Second Bank of the United States

Nicholas Biddle Deliberately Contracts Credit to Create "Biddle's Panic" and Force Bank Recharter

| Importance: 8/10

Following Andrew Jackson’s September 1833 removal of federal deposits from the Second Bank of the United States, Bank president Nicholas Biddle responds by deliberately contracting credit nationwide to create economic distress and force Jackson to reverse his policy. Biddle raises interest …

Nicholas Biddle Second Bank of the United States Andrew Jackson Henry Clay U.S. Congress +2 more financial-manipulation economic-sabotage banking-system jackson-era institutional-corruption
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Jackson Vetoes Second Bank Recharter, Triggering Financial Manipulation by Both Sides

| Importance: 8/10

President Andrew Jackson vetoes legislation to renew the Second Bank of the United States’ charter, four years before its scheduled expiration, delivering a “popular and effective” message declaring the Bank “unauthorized by the Constitution, subversive to the rights of …

Andrew Jackson Nicholas Biddle Henry Clay Daniel Webster Second Bank of the United States financial-manipulation institutional-corruption economic-policy jackson-era banking-system
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McCulloch v. Maryland Establishes Federal Supremacy and Implied Powers, Protecting Second Bank from State Accountability

| Importance: 8/10

The U.S. Supreme Court decides McCulloch v. Maryland, with Chief Justice John Marshall authoring a landmark opinion establishing that Congress has implied powers under the Constitution’s “Necessary and Proper Clause” and that federal law is supreme over state law, preventing states …

Chief Justice John Marshall U.S. Supreme Court Second Bank of the United States State of Maryland James W. McCulloch judicial-power federal-supremacy implied-powers state-sovereignty institutional-protection
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Panic of 1819 Erupts from Second Bank Speculation and Baltimore Branch Fraud

| Importance: 8/10

The United States experiences its first major peacetime financial crisis as the speculative bubble in western land collapses, triggering the Panic of 1819 and a prolonged economic depression. The crisis directly results from the Second Bank of the United States’ reckless lending practices, …

Second Bank of the United States William Jones Langdon Cheves Baltimore branch directors financial-crisis banking-fraud speculation accountability-evasion economic-extraction
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Second Bank of the United States Chartered, Immediately Plagued by Speculation and Fraud

| Importance: 8/10

Congress charters the Second Bank of the United States as a privately owned institution with a 20-year federal charter, five years after the expiration of the First Bank of the United States. President James Madison, who had opposed the First Bank as unconstitutional in 1791, now supports the Second …

President James Madison U.S. Congress Second Bank of the United States William Jones financial-corruption banking-fraud institutional-capture speculation
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