John Hawke Jr

OCC Federal Preemption Blocks State Anti-Predatory Lending Protections

2004-01-13 00:00:00 +0000 UTC | Importance: 8/10

The Office of the Comptroller of the Currency (OCC) under John Hawke Jr. issues sweeping federal preemption rules that override state consumer protection laws targeting predatory lending practices. This regulatory capture systematically dismantles state-level safeguards that attorneys general like …

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OCC Preempts Georgia Fair Lending Law, Blocking State Consumer Protections

2003-01-07 00:00:00 +0000 UTC | Importance: 7/10

The Office of the Comptroller of the Currency, led by Comptroller John Hawke Jr, issues a preemption determination blocking enforcement of the Georgia Fair Lending Act against national banks, marking a turning point in federal regulators’ campaign to shield predatory lenders from state …

Office of the Comptroller of the Currency John Hawke Jr Georgia State Legislature National City Bank American Bankers Association regulatory-capture predatory-lending preemption housing-policy housing